Browse mortgage rate benchmarks
Every place we have enough reported mortgage loans to publish a rate benchmark without identifying an individual borrower. This list is short because the corpus is young, not because we're holding anything back — it grows as more loans are reported.
| Geography | Published cohorts |
|---|---|
| United States | 15 |
| Illinois | 15 |
| North Carolina | 13 |
| Chicago, IL | 15 |
| Raleigh, NC | 13 |
Add yours, and we can publish rates by credit score
These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
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