realrate.fyi

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Lender benchmarks

Every lender we have enough reported loans for to publish figures without identifying an individual borrower. Listed by how many loans back each profile, then alphabetically — no lender pays for placement or ordering, and this list is not a ranking by price.

Add yours, and we can publish rates by credit score

These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.

Share your rate

From crowdsourced and public HMDA data, rolled up so every reporting entity under one parent counts once. For comparison only — not an offer, quote, or savings estimate.