realrate.fyi
Did I get a good rate compared to people like me?
See what mortgage rates actually look like, by state and metro — median rate, evidence and confidence, built from public HMDA records and rates people report. No form, no account to browse.
Recent rates
A sample of individual mortgage rates in the benchmark, by state — anonymized, and shown only where enough loans exist that no single borrower can be identified.
- Illinois · Conventional6.13%Earlier
- Illinois · Conventional4.99%Earlier
- Illinois · Conventional5.99% *Earlier
- Illinois · Conventional7.99%Earlier
- Illinois · Conventional6.13%Earlier
- Illinois · Conventional5.99%Earlier
- Illinois · Conventional6.50% *Earlier
- Illinois · Conventional5.99% *Earlier
* rate reflects points paid or lender credits, not a par rate
Also browse lender benchmarks — every lender we have enough reported loans for to publish median rates, closing costs and coverage without identifying an individual borrower. Or verify a closed loan with your loan document for a doc-backed data point.