realrate.fyi

Did I get a good rate compared to people like me?

Browse mortgage rate benchmarks → See what mortgage rates actually look like, by state and metro — median rate, evidence and confidence, from crowdsourced and public HMDA data. No form, no account.

Share your rate → Got a mortgage? Add it anonymously, in under a minute — no account, and every submission makes the benchmark for your loan type and place a little sharper.

Also browse lender benchmarks — every lender we have enough reported loans for to publish median rates, closing costs and coverage without identifying an individual borrower. Or verify a closed loan with your loan document for a doc-backed data point.

Supabase: mvvrfyjnumqzlbmyjcab.supabase.co