30-year Jumbo mortgage rates — United States
6.60%
Estimated median purchase rate · P25–P75 6.26%–6.85%
Add yours, and we can publish rates by credit score
These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
Share your rate- Loans in benchmark
- 1,587
- Evidence
- Strong evidenceBased on 1,587 loans — the estimate is steady at the 0.01-percentage-point precision shown.
- Typical closing costs
- $7,590
- As of
- 2025-07-14
6.34%
Estimated median refinance rate · P25–P75 6.12%–6.64%
Add yours, and we can publish rates by credit score
These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
Share your rate- Loans in benchmark
- 407
- Evidence
- Strong evidenceBased on 407 loans — the estimate is steady at the 0.01-percentage-point precision shown.
- Typical closing costs
- $3,590
- As of
- 2025-07-14
7.05%
Estimated median cash-out refinance rate · P25–P75 6.63%–7.60%
Add yours, and we can publish rates by credit score
These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
Share your rate- Loans in benchmark
- 118
- Evidence
- Strong evidenceBased on 118 loans — the estimate is steady at the 0.01-percentage-point precision shown.
- Typical closing costs
- $6,200
- As of
- 2025-07-14
Rate is a points-normalized estimate (each loan adjusted toward its zero-point equivalent using a standard ~0.25%/point buydown assumption), shown alongside typical closing costs so rate and cost are weighed together — a lower rate often comes with higher points or fees. From crowdsourced and public HMDA data, for comparison only. Not an offer, quote, or savings estimate.