20-year Jumbo mortgage rates — United States
6.10%
Estimated median purchase rate · P25–P75 5.64%–6.41%
Add yours, and we can publish rates by credit score
These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
Share your rate- Loans in benchmark
- 8
- Evidence
- Limited evidenceBased on 8 loans — with this few, one loan can shift the estimate by several hundredths of a percentage point.
- Typical closing costs
- $3,250
- As of
- 2025-07-14
6.36%
Estimated median refinance rate · P25–P75 5.69%–6.78%
Add yours, and we can publish rates by credit score
These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
Share your rate- Loans in benchmark
- 10
- Evidence
- Limited evidenceBased on 10 loans — with this few, one loan can shift the estimate by several hundredths of a percentage point.
- Typical closing costs
- $2,630
- As of
- 2025-07-14
Rate is a points-normalized estimate (each loan adjusted toward its zero-point equivalent using a standard ~0.25%/point buydown assumption), shown alongside typical closing costs so rate and cost are weighed together — a lower rate often comes with higher points or fees. From crowdsourced and public HMDA data, for comparison only. Not an offer, quote, or savings estimate.