20-year FHA mortgage rates — Raleigh, NC
Not enough reported loans in Raleigh, NC to publish this benchmark without identifying individual borrowers. Showing United States (nationwide) instead.
6.96%
Estimated median purchase rate · P25–P75 6.54%–7.38%
- Loans in benchmark
- 66
- Typical closing costs
- $11,210
- As of
- 2026-09-07
Help unlock Raleigh, NC
Benchmarks publish once enough loans are reported to keep every borrower anonymous. Adding your mortgage — anonymously, in under a minute — is what makes the local number possible.
Share your rateNot enough reported loans in Raleigh, NC to publish this benchmark without identifying individual borrowers. Showing United States (nationwide) instead.
6.30%
Estimated median refinance rate · P25–P75 5.74%–6.71%
- Loans in benchmark
- 14
- Typical closing costs
- $9,860
- As of
- 2026-09-07
Help unlock Raleigh, NC
Benchmarks publish once enough loans are reported to keep every borrower anonymous. Adding your mortgage — anonymously, in under a minute — is what makes the local number possible.
Share your rate6.79%
Estimated median cash-out refinance rate · P25–P75 6.69%–7.38%
Add yours, and we can publish rates by credit score
These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
Share your rate- Loans in benchmark
- 12
- Typical closing costs
- $14,040
- As of
- 2025-07-14
Rate is a points-normalized estimate (each loan adjusted toward its zero-point equivalent using a standard ~0.25%/point buydown assumption), shown alongside typical closing costs so rate and cost are weighed together — a lower rate often comes with higher points or fees. From crowdsourced and public HMDA data, for comparison only. Not an offer, quote, or savings estimate.