20-year VA mortgage rates — Chicago, IL
Not enough reported loans in Chicago, IL to publish this benchmark without identifying individual borrowers. Showing United States (nationwide) instead.
6.44%
Estimated median purchase rate · P25–P75 6.11%–6.59%
- Loans in benchmark
- 6
- Evidence
- Limited evidenceBased on 6 loans — with this few, one loan can shift the estimate by several hundredths of a percentage point.
- Typical closing costs
- $6,430
- As of
- 2025-07-14
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Share your rate6.65%
Estimated median cash-out refinance rate · P25–P75 6.21%–7.28%
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These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
Share your rate- Loans in benchmark
- 13
- Evidence
- Limited evidenceBased on 13 loans — with this few, one loan can shift the estimate by several hundredths of a percentage point.
- Typical closing costs
- $11,240
- As of
- 2025-07-14
Rate is a points-normalized estimate (each loan adjusted toward its zero-point equivalent using a standard ~0.25%/point buydown assumption), shown alongside typical closing costs so rate and cost are weighed together — a lower rate often comes with higher points or fees. From crowdsourced and public HMDA data, for comparison only. Not an offer, quote, or savings estimate.