15-year Jumbo mortgage rates — North Carolina
5.75%
Estimated median purchase rate · P25–P75 5.67%–5.92%
Add yours, and we can publish rates by credit score
These numbers come from public HMDA filings, which don’t include credit scores — so every median here mixes every credit profile together. Adding your mortgage — anonymously, in under a minute — is the only thing that can break these out by credit band.
Share your rate- Loans in benchmark
- 12
- Evidence
- Limited evidenceBased on 12 loans — with this few, one loan can shift the estimate by several hundredths of a percentage point.
- Typical closing costs
- $5,390
- As of
- 2025-07-14
Not enough reported loans in North Carolina to publish this benchmark without identifying individual borrowers. Showing United States (nationwide) instead.
5.46%
Estimated median refinance rate · P25–P75 5.19%–5.75%
- Loans in benchmark
- 18
- Evidence
- Limited evidenceBased on 18 loans — with this few, one loan can shift the estimate by several hundredths of a percentage point.
- Typical closing costs
- $4,690
- As of
- 2025-07-14
Help unlock North Carolina
Benchmarks publish once enough loans are reported to keep every borrower anonymous. Adding your mortgage — anonymously, in under a minute — is what makes the local number possible.
Share your rateRate is a points-normalized estimate (each loan adjusted toward its zero-point equivalent using a standard ~0.25%/point buydown assumption), shown alongside typical closing costs so rate and cost are weighed together — a lower rate often comes with higher points or fees. From crowdsourced and public HMDA data, for comparison only. Not an offer, quote, or savings estimate.